Terms and Conditions

Last updated 10 March 2021.

Please read this carefully because it sets out the terms of a legally binding agreement between you and First Longevity Ltd.

1. Introduction

This page sets out the terms and conditions on which you may use www.Longevity.Technology and the content/services available on the website (which we call “Longevity.Technology Content”). We only make these terms and conditions available in the English language.

In these terms we use the term “Longevity.Technology” to refer to our website at Longevity.Technology and our other mobile and online digital apps and services.

Except where we state otherwise in Section 7, references in these terms and conditions to “Longevity.Technology Content” (or “we”, “us” or “our”) refer to the company operating Longevity.Technology. See Section 12 below for our corporate information.

These terms apply in different ways depending on what type of user you are, as follows:

Registered users and personal subscribers: These terms apply to your use of Longevity.Technology and all Longevity.Technology Content irrespective of the delivery platform or device you use to access it. By accessing Longevity.Technology you are agreeing to these terms and conditions. If you do not agree with the terms and conditions you should not use Longevity.Technology or any Longevity.Technology Content and should cancel any subscription in accordance with your cancellation rights (see Section 6 below). If you have any questions please contact info@longevity.technology

We strongly recommend that you read these terms and conditions in their entirety.

Users with access under an organisation’s subscription agreement: Your continued access is primarily governed by the subscription agreement of the organisation through which you are able to use the Longevity.Technology website. Sections 4 to 6 below are not applicable to such users. The remaining terms and conditions apply to your use of the Longevity.Technology website or any Longevity.Technology Content. By accessing Longevity.Technology you are agreeing to these terms and conditions. If you do not agree with these terms and conditions, then you should not use Longevity.Technology or any Longevity.Technology Content.

All users: These terms and conditions replace all previous terms and conditions for Longevity.Technology. First Longevity Ltd may update these terms and conditions for legal or regulatory reasons, or to reflect changes in our services or business practices. We will provide notice of any significant changes in Section 14 below. You should regularly check Section 14 to see if any changes have been made. If you are a Longevity.Technology subscriber, any changes to our terms and conditions will become effective from the date of your next payment following the change unless we notify you otherwise. If you are not an Longevity.Technology subscriber, any changes will become effective as soon as we post them on Longevity.Technology.

We may in exceptional circumstances cease to publish Longevity.Technology, the Longevity.Technology Content or cease to provide subscription services. We will give you at least 30 days’ notice of this, if possible. If we do so, then we will have no further obligation to you, unless you are a personal subscriber in which case we will offer you a refund of the unexpired period of your paid subscription. See Section 5 for details.

Access and Use

Our ability to invest in high quality journalism depends on our users complying with this Section 2. Please read our Copyright Policy that summarises how you are allowed to use Longevity.Technology Content and provides guidance on the types of use we do not permit without the purchase of additional licences from the First Longevity Ltd. You agree that you will comply with our Copyright Policy.

Organisations that may be using Longevity.Technology Content without the appropriate permissions may approach us with a view to discussing the purchase of a licence to legitimise that use.

The amount and types of Longevity.Technology Content that you can view, and the platforms on which you can view Longevity.Technology Content, depend on what type of user you are and what type of subscription (if any) you have. We can vary the access rights of registered users who are not accessing through a paid subscription at any time at our discretion.

For further access, we offer various types of individual and corporate subscription: see Section 4 for details of individual subscriptions, and www.longevity.technology/subscribe for details of our corporate subscriptions. If you already have a subscription, details of your access rights can be found at YOUR ACCOUNT

3. Privacy Policy and Registration

All information received by us from your use of Longevity.Technology will be used by First Longevity Ltd in accordance with our Privacy Policy. Please read this for details of how we may process your personal data.

On registration, you must provide First Longevity Ltd with accurate, complete registration information and it is your responsibility to update and maintain changes to that information on the applicable Longevity.Technology registration or subscription pages. First Longevity Ltd is entitled to rely on any information you provide to us.

Each registration is for a single user only. On registration, you will choose a user name and password (“ID”). The email address that you provide on registration must correspond to a named email account and not a generic or shared email account. You are not allowed to share your ID or give access to Longevity.Technology Content through your ID to anyone else. First Longevity Ltd does not allow multiple users on a network or within an organization to use the same ID. First Longevity Ltd may cancel or suspend your access to Longevity.Technology if you share your ID without further obligation to you. You may not create additional registration or subscription accounts for the benefit of others or with the aim of avoiding our use of IDs to control access to and use of Longevity.Technology.

You are responsible for all use of Longevity.Technology made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID or any payment information, you must notify First Longevity Ltd immediately by e-mailing us at info@longevity.technology. We recommend that you do not select an obvious user password (such as your name) and that you change it regularly.

If you provide First Longevity Ltd with an email address that will result in any messages First Longevity Ltd may send you being sent to you via a network or device operated or owned by a third party (e.g. your employer or colleague) then you promise that you are entitled to receive those messages. You also agree that First Longevity Ltd may stop sending messages to you without notifying you.

If you are a registered user of or subscriber to Longevity.Technology then you may choose to use Longevity.Technology’s “Remember me” log in feature that enables you to be logged in automatically to Longevity.Technology whenever you visit Longevity.Technology without having to manually log in each time. We recommend that you do not enable this feature on any computer that is or may be used by anyone other than you in order to prevent unauthorized access by third parties to both your subscription details and features of Longevity.Technology personal to you.

4. Personal Subscription Services

We offer subscription services through Longevity.Technology and recommend that you read these terms before purchasing a subscription.

First Longevity Ltd reserves the right to vary the amount of content and types of service that it makes available to different categories of user. If you are a Longevity.Technology subscriber, any significant reduction in the scope of your subscription will take effect only after we have given you at least 30 days’ notice, and will apply from the date of your next payment following that 30-day period. This does not apply where a type of content or service intended for Premium subscriptions is made available to Standard subscribers on an introductory, temporary or trial basis.

Contract formation: First Longevity Ltd will try to process your subscription promptly but does not guarantee that your subscription will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a subscription. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address, at which point we will provide you with access to your subscription. First Longevity Ltd reserves the right to reject any offer in its discretion, for any or no reason.

Payment details: when you purchase a subscription, you must provide us with complete and accurate payment information. By submitting payment details you promise that you are entitled to purchase a subscription using those payment details. If we do not receive payment authorization or any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to your subscription. In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties. If you are entitled to a refund under these terms and conditions we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case we will contact you.

Pricing: the subscription price will be made clear to you on our sign-up pages or otherwise during the sign-up process and may vary from time to time or by country. You agree to pay the fees at the rates notified to you at the time you purchase your subscription. For certain subscriptions you can take out either an annual or monthly (or other frequency we offer) subscription. Other subscription services may only require a one-off payment. The currency in which your subscription is payable will be specified during the order process, depending on the service and your country of residence. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription. We will always tell you in advance of any increase in the price of your subscription and offer you an opportunity to cancel it if you do not wish to pay the new price.

Taxes: First Longevity Ltd is registered for VAT in the UK. Our UK VAT registration number is GB 360984767.

Unless otherwise indicated, prices stated on our website are inclusive of any applicable value added tax (VAT) or other sales taxes. The breakdown of any applicable VAT payable with your order is indicated on the invoice you will receive with your purchase.

Pricing errors: if we incorrectly state a price to you whether online or otherwise, we are not obliged to provide you with a subscription at that price, even if we have mistakenly accepted your offer to buy a subscription at that price, and we reserve the right to subsequently notify you of any pricing error. If we do this, you may cancel the subscription without any obligation to us and we will refund you any money you have paid us in full, or you may pay the correct price. If you refuse to exercise either of these choices then we may cancel your subscription and will refund you any money you have paid us in full. We will always act in good faith in determining whether a genuine pricing error has occurred.

Other costs: in addition to the subscription fee you are charged, certain banks and credit card issuers will charge a foreign transaction fee on transactions which take place abroad or in a foreign currency. The majority of payments for subscriptions we take by card are processed in the United Kingdom therefore please check with your bank or credit card issuer to find out if such charges will be applied to you; the First Longevity Ltd is not responsible for any such charges. You are also responsible for paying any internet connection or telecommunications charges that you may incur by accessing Longevity.Technology or using the services available on it. For example, if you use any of our mobile services then your network operator may charge you for data or messaging services.

5. Renewal and Cancellation of Personal Subscriptions

Renewals: A monthly subscription to Longevity.Technology will start when we confirm your payment and will continue for a period of thirty days. When you purchase a monthly subscription, auto-renew is automatically selected in your Longevity.Technology subscription. At the end of the monthly subscription period, you will automatically be signed up and billed for an additional subscription term of 30 days at then-current pricing. An annual subscription to Longevity.Technology will start when we confirm your payment and will continue for a period of 365 days. When you purchase an annula subscription, auto-renew is automatically selected in your Longevity.Technology subscription. At the end of the annual subscription period, you will automatically be signed up and billed for an additional subscription term of 365 days at then-current pricing.

How to cancel: You may notify us of your wish to cancel by emailing us at info@longevity.technology with the following: “I/We hereby give notice that I/we cancel my/our subscription”. Please then include:

• The subscribers full name (person on the billing information if different from the user)
• The Account email address or Account Number (Customer Reference Number)
• The billing address or delivery address (Including zip code/postcode)
• Your contact telephone number

Cancellations by us: First Longevity Ltd reserves the right to suspend or terminate your subscription if you breach these terms and conditions, with or without notice and without further obligation to you. We may also suspend or terminate your subscription if we are prevented from providing services to you by circumstances beyond our control. If we terminate your subscription for any reason and/or permanently cease publishing Longevity.Technology, the Longevity.Technology Content or cease to provide subscription services then, unless there are exceptional circumstances, we will provide you with a pro rata refund to your credit card. This means that we will refund you with any amounts that you have paid us in advance that relate to any remaining and unexpired period of your subscription.

Cancellation of your registration: If you are a registered user, but not a subscriber, then First Longevity Ltd reserves the right to suspend or terminate your registration at any time, with or without notice and without further obligation to you. If you would like to cancel your registration then please contact our customer services team at info@longevity.technology

6. Who Your Personal Subscription Contract is with

If you buy a Longevity.Technology subscription your contract is with First Longevity Ltd

7. User Generated Content

When Longevity.Technology includes comments sections, blogs and other interactive features that allow interaction between users and between users and First Longevity Ltd journalists (we call these “Forums”). We call the information posted to these Forums by users “User Generated Content” or “UGC”.

If you wish to view or participate in a Forum then you will retain ownership of the copyright in any of your UGC that you or we publish on Longevity.Technology so you are free to re-use it as you wish. You agree that if you post UGC to a Forum then you are granting First Longevity Ltd a right (but not an obligation) unlimited in time to publish, re-use, archive, modify, delete or commercially exploit that UGC in whole or in part as we see fit, whether on Longevity.Technology or otherwise, without any requirement to pay you for this and with or without attribution to you. This means that you grant us a worldwide, non-exclusive, perpetual, irrevocable, royalty-free licence to use any UGC you publish in whole or in part in any manner and for any purpose whatsoever and without further obligation to you. You also waive any moral rights that you may have in regard to the UGC.

You are responsible for all the content of any of your UGC that you or we publish. You are financially responsible to us for any claim against us by any third party that your UGC is not in accordance with the bullet points below or that otherwise relates to your UGC.

You agree that you will:

• only publish UGC that is your original content and will not infringe the copyright or other rights of any third party when publishing UGC.
• not post, link to or otherwise publish any UGC containing any form of advertising or promotion for goods and services or any spam or other form of unsolicited communication.
• not post, link to or otherwise publish any UGC with recommendations to buy or not buy a particular share or other investment or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any share or other investment.
• not post, link to or otherwise publish any UGC that is threatening, offensive, libellous, indecent or otherwise unlawful.
• not post comments that are discriminatory in nature, for example, comments which make attacks on the grounds of race, religion, sex, gender, sexual orientation, disability or age.
• respectfully challenge different points of view but not personally attack other commentators.
• not disguise the origin of any UGC and not impersonate any person or entity (including First Longevity Ltd employees or Forum guests or hosts) or misrepresent any connection with any person or entity.
• not post or otherwise publish any UGC unrelated to the Forum or the Forum’s topic.
• not post or transmit any UGC that contains software viruses, files or code designed to interrupt, destroy or limit the functionality of Longevity.Technology or any computer software or equipment.
• not collect or store other users’ personal data.
• not restrict or inhibit any other user from using the Forums.

The Forums contain UGC submitted by users over whom First Longevity Ltd has no control so we cannot therefore guarantee the accuracy, integrity or quality of any UGC. Some users may not behave properly and may post UGC that is misleading, untrue or offensive.

It is not possible for First Longevity Ltd to fully monitor all UGC published on Longevity.Technology but where we have actually received notice of any UGC that is potentially misleading, untrue, offensive, unlawful, infringes third party rights or is potentially in breach of these terms and conditions, then we will review that UGC, decide whether to remove it from Longevity.Technology and act accordingly. This may include banning a user from participation in UGC on Longevity.Technology.

Our moderation and community team may contact you from time to time regarding your comments. Comments, including those made under a pseudonym, can be linked to your Longevity.Technology account by First Longevity Ltd.

8. Third Party Sites and Services

Longevity.Technology may contain links to other Internet websites or online and mobile services provided by independent third parties, including websites of our advertisers and sponsors (what we call “Third Party Sites”), either directly or through frames. Third Party Sites may be co-branded with First Longevity Ltd and so include First Longevity Ltd’s trade marks.

It is your decision whether you purchase or use any third party products or services made available on or via Third Party Sites and you should read Section 9 below carefully. Our Privacy Policy does not apply to Third Party Sites.

Longevity.Technology contains advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on Longevity.Technology complies with international and national law. First Longevity Ltd is not responsible for any error or inaccuracy in advertising or sponsorship material.

Copyright in any software that is made available for download from Longevity.Technology belongs to First Longevity Ltd or its suppliers. Your use of the software is governed by the terms of any licence agreement that may accompany or be included with the software. Do not install or use any of this software unless you agree to such licence agreement. First Longevity Ltd is not responsible for any technical or other issues that may happen if you download third party software.

9. Our Responsibilities To You

A summary of what this section means: this section is important and you should read it carefully. It makes clear to what extent, if any, First Longevity Ltd accepts responsibility (liability) to you for your use of Longevity.Technology or the Longevity.Technology Content or in respect of any third party products or services that we refer to or link to on Longevity.Technology.

In no circumstances do we accept responsibility for your use of Third Party Sites or in respect of any Third Party Products. By Third Party Sites we mean websites, online or mobile services provided by third parties, including websites of advertisers and sponsors that may appear on Longevity.Technology. By Third Party Products we mean products or services provided by third parties.

Although this means that we accept no financial responsibility for your use of Longevity.Technology and the Longevity.Technology Content.

Limitations of Longevity.Technology Content:

The Longevity.Technology Content (including any information we publish regarding Third Party Products) is only for your general information and entertainment purposes and is not intended to address your particular requirements. In particular, the Longevity.Technology Content, including UGC and any other content provided by third parties (including interviewees and company spokespeople) and and distributed by Longevity.Technology, does not constitute any form of advice, recommendation, representation, endorsement or arrangement by First Longevity Ltd. It is not intended to be and should not be relied upon by users in making (or refraining from making) any specific investment, purchase, sale or other decisions. Appropriate independent advice should be obtained before making any such decision, such as from a qualified financial adviser.

Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) Longevity.Technology are at your own responsibility and entered into at your own risk. Any information that you receive via Longevity.Technology, whether or not it is classified as ‘real time’, may have stopped being current by the time it reaches you. Share price information may be rounded up/down and therefore may not be entirely accurate.

What we promise:

First Longevity Ltd promises to develop and operate Longevity.Technology with reasonable skill and care and will use reasonable efforts to promptly remedy any faults of which it is aware.

What we do not promise:

First Longevity Ltd does not provide any other promises or warranties about Longevity.Technology and the Longevity.Technology Content. Longevity.Technology and the Longevity.Technology Content are provided on an “as is” and “as available” basis. This means that First Longevity Ltd does not make any promises in respect of Longevity.Technology or the services and functions available on or through Longevity.Technology or of the quality, completeness or accuracy of the information published on or linked to from Longevity.Technology other than as expressly stated above.

The above disclaimers apply equally to your use of Longevity.Technology and all Longevity.Technology Content. Without limiting the above, First Longevity Ltd is not liable for matters beyond its reasonable control. First Longevity Ltd does not control third party communications networks (including your internet service provider), the internet, acts of god or the acts of third parties.

Our financial responsibility to you:

You agree that if we are in breach of these terms and conditions, First Longevity Ltd will only be financially liable to you to the maximum amount that is due to you for reimbursement of your Longevity.Technology subscription to the end of your monthly or annual subscription. Your particular attention is drawn to these specific terms:

• If you incur any loss as a result of using Longevity.Technology or any Longevity.Technology Content First Longevity Ltd accepts no responsibility (liability) to you for this.
• You will be responsible for all claims, liabilities, damages, cost and expenses suffered or incurred as a result of your breach of these terms and conditions.
• First Longevity Ltd will not be responsible to you for any loss or damage suffered by your business, such as lost data, lost profits or any business interruption.
• If you have a personal subscription then you may terminate your subscription immediately in writing to First Longevity Ltd if Longevity.Technology is unavailable or inaccessible to you for either (a) more than 3 consecutive days during your subscription; or (b) more than 5 days in a 30 day period, as a result of the fault or failure of First Longevity Ltd, in which case we will refund you any amount that you have paid to us in advance that relates to any period which was still to run on your subscription. You may instead at your option receive a renewal to your subscription free-of-charge at the point of renewal.

The limitations of liability in this section 9 apply for the benefit of First Longevity Ltd, its affiliates, including those listed in section 6 and all of their respective officers, directors, employees, agents or any company who we transfer our rights and obligations to in accordance with these terms and conditions.

To the full extent permitted by law you acknowledge and agree that our third party content and data suppliers have no liability whatsoever to you in respect of any of their data supplied to you as part of the Longevity.Technology Content.

First Longevity Ltd’s liability will not be limited in the case of death or personal injury directly caused by First Longevity Ltd’s negligence in those countries where it is unlawful for First Longevity Ltd to seek to exclude such liability.

10. Choice of Law and Jurisdiction

These terms and conditions are subject to English law, both you and we agree that the courts of England will (subject to the final paragraph in this Section 10) have non-exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions.

11. General

You may not license or transfer any of your rights under these terms and conditions. We may transfer any of our rights or obligations under these terms and conditions to any company within or without the First Longevity Ltd group of companies but if we do so we will endeavour to ensure that any company to whom we transfer our rights or obligations will continue to honour your rights under them.

If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which will remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.

These terms and conditions constitute the entire agreement between you and the First Longevity Ltd relating to your use of the Longevity.Technology website, First Longevity Ltd’s mobile and other online services, First Longevity Ltd newspaper and the Content. They supersede all previous communications, representations and arrangements, either written or oral.

12. Content ownership

All Longevity.Technology Content belongs to First Longevity Ltd or its licensors who own all intellectual property rights (including copyright and database rights) in the Longevity.Technology Content and any selection or arrangement of the Longevity.Technology Content. No intellectual property rights in any Longevity.Technology Content are transferred to you. ”First Longevity Ltd” and ”Longevity.Technology” are trade marks and you may not use them without written permission from First Longevity Ltd.

13. Corporate Information

First Longevity Ltd is the publisher of the Longevity.Technology website, and its corporate details are as follows: registered office address is 2 Chawley Park, Cumnor Hill, Oxford, Oxfordshire, England, OX2 9GG; registered in England No: 12345643.; VAT number GB 360 9847 67; and Data Protection Registration Number is ZA937255.

14. Changes to Terms and Conditions

These terms and conditions were published on 10 March 2021 and replace with immediate effect the terms and conditions previously published.